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 If you are looking for Tucson car insurance then you have come to the right place!

Our free Tucson auto insurance quote finder can help you find the most affordable policy by allowing you to compare multiple quotes from top companies side by side!

Finding The Right Tucson, AZ Car Insurance Policy

Before you purchase auto insurance in Tucson, it is helpful to be well informed. Car insurance can seem like a confusing topic, so knowing the basics can be helpful for making a wise car insurance decision.

In Arizona, the state has set minimum auto insurance requirements that all Arizona drivers and owners of registered vehicles must meet.

The AZ state minimum auto insurance requirements are:

  • $15,000 bodily injury liability per person
  • $30,000 bodily injury liability per accident
  • $10,000 property damage liability

The minimum coverage may or may not be enough coverage to properly protect you. Remember that bodily injury liability and property damage liability only cover the other driver’s medical expenses and property damages. This coverage will not pay for your expenses.

You may want to consider adding additional coverage to your policy. Collision and comprehensive coverage cover accident and non accident related damages to your car. Personal injury protection will cover your medical expenses when injured in an accident. Uninsured/underinsured motorist coverage will cover you if you are in an accident where the other driver is at fault but does not have insurance or is underinsured.

Arizona is a tort state, which means that someone must always be found to be at fault when an accident occurs. The “at fault” driver is then responsible, along with their insurance company, for all the damages incurred as a result of the accident.  This is why having the right amount of coverage is important to protecting your financial situation if you are ever found to be at fault in an accident.

Make sure you have the right amount of Tucson car insurance today by using our free Tucson auto insurance quote finder!

Lowering Your Tucson Auto Insurance Rates

No one wants to overpay for car insurance, and getting the lowest rate possible is something every wants to achieve when it comes to their auto insurance policy.

In 2005, Arizona was ranked number 13 for states with the highest average auto insurance rates. The average premium in AZ at this time was $1,063. While Tucson, AZ may be home to some high car insurance rates, this doesn’t mean that Tucson residents should give up on their search to find cheap and affordable car insurance.

Here are some tips for lowering your Tucson auto insurance rates.

  • Raise Your Deductible: Having a higher auto insurance deductible will mean a lower premium.
  • Raise Your Credit Score: Having a high credit score can help you find lower Tucson car insurance rates, as auto insurance companies factor in your credit score when determining your rates.
  • Look For Discounts: Finding discounts offered by Tucson auto insurance companies can be a great way to find affordable auto insurance.
  • Bundle Insurance Policies: Buying your home and auto insurance from the same company can usually earn you a discount.
  • Compare Quotes: Shopping around and comparing quotes is the only way you can know that you are getting the lowest auto insurance rates available.

Shopping Around For Tucson, Arizona Car Insurance

While many people falsely believe that auto insurance rates are set by the state or some other regulatory agency, this is simply not the case. Arizona car insurance companies are free to determine their car insurance rates as they choose.

It is highly unlikely that any two auto insurance companies would determine their rates in exactly the same manner. This means that two different auto insurance companies will most likely offer you two different rates for the same exact coverage.

There is no one right car insurance company for everyone. In order to find the lowest rates on Tucson car insurance you must shop around and compare quotes. This may sound like a hassle, but with our free Tucson auto insurance quote finder you can accomplish this in just minutes.

Get started now by putting your zip code in at the top of the page. Compare your free Tucson auto insurance quotes side by side to find the lowest rates today!

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